Siding Questions: Important Tips for Homeowners From ASR

Siding Questions

Siding Questions:

In today’s post our panel of experts here at American Standard Roofing discuss some commonly asked siding questions we receive. We also give homeowners some tips about trims and sidings.

Some Basic Knowledge:

Basics

Our team here as diligently come up with a few basic siding questions. We see a lot of these during our work. In our expert opinion, these siding questions wen unanswered can become a cause of concern for homeowners later on.

1. How to Choose Your Siding Color:

Color Siding Questions

This is one of the most frequent siding questions we receive. Our usual advice regarding color siding questions go for symmetry. Homeowners should choose colors that compliment the neighborhood colors as well as their own home’s colors. Color siding questions are also important because they reflect on homeowner’s personal taste and preferences as well.

2. How Long Do Sidings Last?

Roof Life Expectancy

This is also one of the popular siding questions. Homeowners can expect our sidings to last at least 30 years but most likely, they will outlast that number it will outlast you. We see very few siding repair jobs if they have been installed properly. One quick advice from our team is to pick a siding that is optimal for home’s climate conditions. This ensure a greater lifespan.

3. Will Siding Require Maintenance?

Proper Shingles Installation

The easy answer to it is this: maybe. Nothing on the outside of any home is ever maintenance free. That said, sidings require bare minimum attention. Homeowners can easily wash the sidings and they might require new paint after 10-15 years. But that is about the extent of it.

4. Are Sidings Expensive to Repair or Replace?

Roof Financing

This is also one of the common siding questions we receive. Obviously costs matter a lot to both contractors and customers. In general, the price varies with the scope of the project. If it is just a piece or a part of siding, things can get expensive. That is because such work requires finesse and might end up causing more damage. Our team advises that whenever you need sidings job done, have a complete install.

5. Should I Replace Windows With Sidings?

Window Siding

Finally, we often get asked if sidings and windows need to be replaced together. Our team advises for it. We think it is best if homeowners replace their windows and sidings at the same time. The reason is simple: installation at same time allows flashing installation and also stops any possible water penetration.

We’re Here For All Your Roofing Needs!

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We are certified and licensed roofing contractors. We also have over 36 years of experience in the industry. American Standard Roofing stands behind it’s work. Our reputation is important to us. Give us a call today at (248) 350-2323 to see how we can help you out.

Roofing Loans Financing: A Guide for Homeowners

Roofing Loans

Our team here at American Standard Roofing discussed types of roofing loans financing in an earlier post. We have also discussed in depth the options homeowners have when looking for roofing loans financing ways and methods here. However the topic generates so much buzz that we decided to go over it another time and explore it a bit further. We see plenty of homeowners looking for roofing loans financing and related information. That is why our team of experts have come up with a few tips that will help deciding based on different situations.

Don’t Get Caught Off-guard Between Roofing Loans Financing:

The biggest piece of advice we can give homeowners is this: never get caught off-guard. It is very easy to make a poor decision when it comes to roofing loans financing. Homeowners often feel rushed and pressured. Misguided advise from salespeople, and even friends at times, can result in some hasty and regrettable decisions. Not to mention, even at the slight hint of getting a new roof salespeople swarm you with deals, sometimes being extremely pushy. But, remember this: do your homework and get multiple quotes no matter how much the salesperson might tell you that this will waste you time and opportunity.

Don’t Get Pressured Into Signing Anything:

As we explained earlier, always do your homework. And if you have, feel free to sign the contract if you think that is the best deal being given to you when looking for roofing loans financing. However, if you are unsure, do not let pressure tactics get to you. Rule of thumb is to never sign the contract with anyone simply after just one estimate and quote. If you have a beautiful home interior and can see a dripping leak, do not panic. This situation should not let you make hasty decisions. Find a way to make temporary repairs and do not start on your project until you have done your complete and through research on best prices, deals and options available to you for roofing loans financing.

Always Look Over the Fine Print:

It is essential that homeowners take the time to look over the small and fine print when signing for roofing loans financing. Our advice is simple. Take all the information that the estimator wants to share with you, and then look it all over with a fine toothed comb when you are by yourself. You do not need anyone trying to sway your opinion or to misguide you when it comes to the small print on the contract.

Important Factors Homeowners Need to Check:

A few things that homeowners need to focus on are term length, the interest rate, and general loan provisions when looking for roofing loans financing. There are a few questions and issues that homeowners need to ask and check irrespective of any circumstances or factors:

  1. The rate for homeowners. Is it fixed or a variable rate? It matters because variable rate can change after a certain period of time. Fixed rate remains the same for the duration of the term.
  2. Homeowners need to check if there an early termination fee or prepayment penalty for the roofing loans financing they are getting. Sometimes homeowners want to pay off the loan early. If that’s the case, make sure there is no associated penalty in roofing loans financing.
  3. Another important one is if there are any other upfront charges for taking out the loan. If possible avoid having those set in the roofing loans financing terms.
  4. This is a big one. We always advise going for an unsecured loan. That means if possible, you do not have to put your property as a collateral or guarantee. That way, if God forbid homeowners are unable to pay, their home is not placed as lien on property.
  5. Always check if it is compound or simple interest loan.

Always Go With Licensed Contractors:

Always go with licensed, bonded and insured contractors, especially when looking for roofing loans financing. The reasons are simple:

  1. Properly licensed, bonded and insured contractors will have a certain rapport with lending institutions. This is more applicable if the contractors do a lot of volume work and have a lot of projects going on.
  2. These contractors are able to choose for the best interest rate and terms with minimal effort. This is because they have options they can choose from.
  3. Such contractors have a reputation in the industry. They have a customer base which they do not want to upset. This is why they will work harder for the customers to get business and find best options in the market.

We’re here to help!

 

Now that you know what to look for in a loan, you can apply directly through our website. We are licensed, bonded and insured contractors. We will find you the best roof loans for bad credit available. We’re Michigan’s #1 roofers. We have been in business for over 36 years. We know the right people who can get you financing. Call us today at (248) 350-2323. Or CLICK HERE. We’ll get you approved!

Roofing Loans Financing Click HereGet me approved

 

If You Need Help With Roof Loans For Bad Credit Look No Further

roof loans for bad credit    roof loans for bad creditRoof loans for bad credit

We help with roof loans for bad credit all the time!

Are you looking for roof loans for bad credit? Do you have the earning means but not the optimal credit? Look no further. Here at American Standard Roofing, we work with several lending institutions to help get you roof loans for bad credit.

A recent report by CNN money points out:

The U.S. economy grew 3.7% in the second quarter, a very big upward revision than the first official estimate, 2.3%, according to the Commerce Department’s measure of gross domestic product, the broadest measure of economic activity. Economists projected the new number to be 3.2%.

This positive growth in US economy is a welcome news in the roofing industry. It means financial institutions that lend money will be more willing to provide roof loans for bad credit.

Unfortunately, not every roofing contractor is willing to help homeowners with less than perfect credit history get roof loans for bad credit. Homeowners in Metro Detroit area have faced much hardship in the the recent past.They have been unable to keep up with their home, auto and other loan payments resulting in bad credit history. Not exactly a position to be stuck in when you are looking for roof loans for bad credit. Fear no more though. Our experts at American Standard Roofing advise that banks are now approving credit score as low as 400. They have also made a comprehensive list of recommendation when looking for roof loans for bad credit.

1. Simple Interest Loan:

When it comes to roof loans for bad credit, this is the go to loan you should look at. A homeowner can end up paying less in interest than a standard loan if he/she makes payments early. A potential drawback however can be that if payments are not timely, borrower ends up paying substantially more.

2. Prepayment Penalty:

Always make sure there is no prepayment penalty for the loan. This is useful because if the homeowner wants to pay his/her roof off early, there would be no penalty on that.

3. Fixed APR:

Our experts recommend going for fixed rate roof loans for bad credit, instead of a variable one. It provides ease of mind to borrower knowing that the rate is fixed for the duration of the term and will not go up after a certain time period.

4. Unsecured Loan:

By definition, an unsecured loan is given by keeping in view the borrower’s creditworthiness. This means no use of property as collateral. This is a much safer loan to get when searching for roof loans for bad credit. It also comes recommended from our team.

5. Shop Around for Best Options:

Make sure that when you are approved for the loan, you can shop around with different contractors, suppliers or manufactures. Sometimes loan approvals come with limited choices. This step will help ensure you can get the best deals out there.

6. Show Full Income:

Sometimes homeowners who apply for a loan fail to show complete annual income. Income includes not just your salary but any other sort of payment that might be included in your household. This can have a major impact on the result of loan approval.

7. Down Payment:

Sometimes making a down payment also helps. Lending institutions sometimes decide whether they want to give a loan based on down payment. Making a down payment shows positively when asking for roof loans for bad credit.

8. Co-signer:

While not the most ideal situation, most of the times people with bad credit need a cosigner. It helps tremendously if the cosigner and the borrower of the loan share the same house. It makes the decision easier for lending institutions.

We’re here to help!

Now that you know what to look for in a loan, you can apply directly through our website. We will find you the best roof loans for bad credit available. We’re Michigan’s #1 roofers. We have been in business for over 36 years. We know the right people who can get you financing. Call us today at (248) 350-2323. Or CLICK HERE. We’ll get you approved!

Holiday Tips: Decorating Roof Without Damaging it

Decorating Roof Without Damaging

Colorful lights on a home are certainly enjoyable to look at but it takes considerable time and effort. It can also take a toll on your roof. That said, safety is key when looking to get involved in decorating roof without damaging it. For a homeowner, decorating accidents are the worst thing that can happen this season. That is why it is important to make sure decorating roof without damaging it is done safely. It is also important that ornaments and decorations are properly secured.

Our experts over at American Standard Roofing have compiled a list of tips for decorating roof without damaging it. These tips help you stay stress-free and encounter minimal danger so you can enjoy the season fully.

Tips for decorating roof without damaging it:

  1. Make sure your decoration lights are properly wrapped before you climb the ladder outside. Decorating roof without damaging it means no tangled or twisted decoration lights/wires. It also means less time for you on the roof and more safety. Fix the wires before climbing the roof. Tangled wires can get caught in cracks and crevices. This increase wire exposure chances. This can also result in electrical sparks and other issues.
  2. A common mistake that most homeowners make is hanging decorative lights from their shingles. Our experts have seen people making holes in shingles and roofs to hang lights. This is a major no-no. Why? Because it can let moisture and other elements in. A suggestion we have is to put the Christmas lights up with clips that hang on from the gutters. Remember: decorating roof without damaging it means lights need to be secured properly to something. Do not leave them just hanging.
  3. It is important to take decorations down carefully when talking about decorating roof without damaging it. After the season, everyone is in a rush to take the decorations down. Ripping them down or hastily grabbing and pulling/tugging at them will only result in gutters and shingles being damaged. Take your time to remove each clip holding decorations, separately. Here is a gem from our experts: patience now will save you in repair costs later on.
  4. Our crews have also come across quite a few homeowners who have been subject to electrical shocks while setting up decorations. These decorations have a tendency to shock if they are not properly plugged away from power lines. Decorating roof without damaging it means using an external, portable outdoor circuit, for safety. We have also come across homeowners who overloaded their circuit breakers resulting in fires damaging the home. Be safe and play it smart.
  5. Two is better than one. Always have someone help you out when you are setting up the decorations for your home. There is a wide variety of things the helper can do. He/she can hold your ladder, help carry items, and above all help in times of emergency. This also reduces the chances of damages to homes which an average do-it-yourself-er is prone to.
  6. Speaking of do-it-yourself, our recommendation this holiday seasons is to set aside a budget for professional installation of decorations. Most homeowners are not that well-aware of electrical circuitry knowledge that is needed. Then there is also the issue of physical and equipment limitations. Decorating roof without damaging it, or the safety of the person decorating, is best addressed when you hire professional decorators.

‘Tis The Season!

So there you have it. Hope these tips come in handy when you are decorating your home. Our team at American Standard Roofing wishes you a happy, healthy and safe Christmas and holiday season. For all your roofing,siding and gutter needs, feel free to call us at (248) 350-2323. We are happy to help!

Expert Tip From Professionals at American Standard Roofing

Roof

When you have a problem, turn to the pros for advice. Don’t get caught with sudden, costly repairs. Keep a close eye on your roof and learn how to spot problems. American Standard Roofing have been in business for over 36 years. We are here to help. This quick and short post will provide an expert tip from our professionals.

Leaking roofs can cause a lot of damage if not fixed right away. As covered previously by us, most leaking roofs do not necessarily require new roofs. Most leaks are failures in flashings. This can cause thousands less than in fact replacing the entire roof.

Your roof also plays a major factor in the overall efficiency of your home’s heating and cooling systems. In both hot and cold weather, moisture in the attic can become trapped and condense on the rafters. That is why it is important to insulate it properly. This moisture can drip down onto the insulation and reduce its effectiveness. This can result in increased energy costs. As we all know, winter is upon us and while we like to stay warm. At the same time it is also important to improve efficiency. To help prevent ice build up in the winter, make sure you have properly installed foam or cardboard baffles in the inlets of your home.

Solution to your roof could be very simple. The best tip any homeowner can get is that it is very necessary to call an honest, reliable and reputable roofing professional to have your roof checked out.

Remember to use a roofing company with a dedicated service department, like American Standard Roofing. Customer service, honesty and professionalism are our number one priorities. We are a premium roofing company that serves both residential and commercial customers in Metro Detroit areas and beyond.

Homeowners Beware: Do Not Let Scammers Enter Your Home

scammers

Here at ASR, customer safety and protection are our priority #1. We want to divert the attention of our readers to this post from Betty Sexton of KKTV11 News:

I want to pass on another reason to be very careful about opening your door to a stranger. A Colorado Springs couple who live on the north side of the city tell me they’re still shaken about their experience.

Even though they have a “No Soliciting” sign on their front door, a man rang the doorbell, claiming to be a roofer, offering to help them for free. They now believe he had an ulterior motive.

The so-called roofer said he noticed a few loose shingles on the couple’s roof. He told them if they had some hot water, he had the glue and material to fix the problem. They tell me, “He seemed like a real nice guy. I think he had a gift of gab.” They say the man, in his late 20s, about 5-foot-5 with a muscular build and dark hair was driving a royal blue Ford pickup truck. The man reportedly got some items out of the back of his truck and seemed ready to get to work.

The stranger followed the husband into the kitchen and waited while he ran the tap. He told him the water had to be really hot. Then the man claimed the water wasn’t hot enough. He insisted that they boil the water.

That’s when the husband got suspicious. Out of the corner of his eye he noticed movement and saw another man had somehow entered their house and was heading out of the bedroom area of their home.

When the husband confronted the second man, who also had dark hair but was younger and smaller, the so-called roofer reportedly said, “Oh, this is my brother. His name is Joey. He’s looking under your ceiling for water leaks.” Neither the husband nor the wife bought that story. They said the first man never talked about a second man and they have no idea how or when he got into their home. Both men were then ordered out.

The husband told me, “It scared the hell out of me.” his wife said, “I still don’t feel very safe.”

The couple called 911 and a police officer came out and took a report. They checked, but don’t believe anything is missing. The couple feels lucky. They’ve beefed up security and want to share their story so others won’t be as trusting as they were.

I’ve told you about a few other cases where homeowners have allowed a stranger into their homes, who claimed to be with Colorado Springs Utilities. They later learned the man was a crook who had a second, silent accomplice who helped himself to their valuables.

It’s no longer safe to open your door to strangers, period. If you’re not expecting someone, don’t feel compelled to open the door. If you do open the door, keep outsiders outside. Ask to see their credentials, keep the door locked, and call to verify their story.

One more note: 11 Call for Action had such an overwhelming response to our free senior seminar last week, we’ve decided to hold a second one from 1:30 until 3:30 p.m. on Wednesday, Nov. 18.

Two representatives with the Colorado Springs Police Department will be there as well as the head of Silver Key. It will be at Radiant Church at 4020 Maizeland Road in Colorado Springs. We will focus on the scams targeting seniors.

Contact Betty Sexton at bsexton@kktv.com or 578-0000.

Here at American Standard Roofing, we strive to make sure our customers feel safe and secure. Customer satisfaction is our main goal and that includes our high quality craftsmenship, to our safe and reliable crews. Our reputation and reviews speak for themselves. Give us a call today at (248) 350-2323 to schedule your free quote. And remember homeowners, be safe!