After the Storm: From the Vault

man-magnifying-glass-looking-coins-17275480Take a close look at your roof after the storm


These recent storms have created a lot of problems in Michigan,

from downed power lines to uprooted trees. But the most common type or problem most of our customers have had to deal with involve roofing.  The obvious storm related problems are easy enough to spot, such as shingles missing, holes, or gutter damage. But there are many other signs you need to look out for that are subtle and can be easily overlooked. If these issues are not addressed in a timely fashion they can lead to bigger problems down the road, from major leaks all the way to wood rot and structural damage.


Emergency calls from entire subdivisions

that all required immediate installation of a tarp due to storm damage. The hail hit so hard, they were left littered with dents and holes. Hail damage is not always so obvious; it can leave small indentations in the shingles that you would need to get up on the roof to see.  It is always better to call out the professionals after a major storm. It is not worth the risk going on the roof yourself without the proper safety equipment or precautions, and it is definitely not something you want to ignore just because it is not causing any immediate issues.  These little indentations leave your roof vulnerable to the elements making it easier for the sun to cook the shingles and for the rain to seep in slowly. Once the shingle has started decomposing there is no turning back, it is just going to keep deteriorating with time.  There are companies that will come out and perform a free inspection for you, so take advantage of that service.


Web LogoWe are certified and licensed roofing contractors.

We also have over 36 years of experience in the industry. American Standard Roofing stands behind it’s work. Our reputation is important to us. We believe in never sacrificing quality for easy profits. We also stand behind our services for the lifetime of the product, both labor and material. That is why we are #1 metro Detroit roofers. Be sure to give us a call at (248) 350-2323 for all your roofing, siding and guttering needs.

Simple Guide to Roofing Companies That Finance

project-finance

While there are many roofing companies that finance, homeowners need to do due diligence for best results. Looking for ways to pay for your new roof is no easy task. We have created a simple guide on roofing companies that finance after thorough research, weighing-in on options and different essential factors.

Why the Roof?

Roofs are an essential part of any building or house. They protect the inside of the building from natural elements such as all sorts of precipitation and extreme temperatures. Needless to say, without a roof, a building is incomplete. A perfect roof is even more important for your home. It improves the aesthetics as well as durability of the home. That is why paying special attention to roofing companies that finance is an essential ingredient of the entire mix. A new roof can be costly, tiresome and downright depressing to figure out small details. Details like how to pay for labor, products, services etc.

Fortunately for our readers, we have done most of the work for you guys. In today’s post, we will talk about different options for loans, rebates, and methods helpful to you. This will essentially cut your time in half when you are researching on roofing companies that finance.

Quick Glance at Roofing Companies That Finance:

Government Loans & Rebates

FHA Loan

A loan called Federal Housing Administration (FHA) Title I is available to US citizens looking for roofing companies that finance.This loan includes roof financing. Most property owners with limited home equity and good credit generally get qualified for this. How this works is very simple. A bank will or a qualified lender will provide these loans from their own funds and FHA insures them against any loss they might take. This can include roofs and even renovations to some luxury items like new patio, swimming pools, outside fireplaces etc. More information on roof financing can be obtained from the program’s website.

Energy Efficient Roofing

heat reflecting roofheat absorbing roof

For homeowners looking into energy efficient roofing solutions, we strongly recommend contacting Department of Energy. There are multiple rebates and tax credits available that can apply towards a new roof. We also highly recommend checking out Database of State Incentives for Renewable Energy. Their website can be accessed here. DSIRE has multiple incentives for making energy improvements to any home and also helps in financing. This can help in eliminating or short-listing the search for roofing companies that finance.

Credit Cards

Credit Cards

No interest credit cards are also a good way for your roof financing. Homeowners do need to have good credit to qualify for that however. An excellent tip from our experts here at American Standard Roofing is that homeowners should avoid charging anything else to this card. This will make the card roof specific eliminating need for further search of roofing companies that finance. Homeowners should break up the cost into twelve monthly payments. It is a great option for homeowners if they are organized and careful.

Home Equity Line of Credit

HELOC

Homeowners have another option as well. A line of credit that uses an owner’s home as a collateral. It is called Home Equity Line of Credit. The information brochure for HELOC can be accessed over here. This type of line of credit is generally only used for large expenses. They can include medical bills and necessary home improvements. A good idea is to draw on this line of credit. Then finance a new roof with this credit, and pay it all off over time eliminating further need for search of roofing companies that finance.

Savings

savings

The best option for getting your roof done, among all these roofing companies that finance, is drawing from your savings. Start putting away a fixed amount that you can spare, into your savings account. This is very important if you know that you will need a new roof in a few years. Even if homeowners are able to pay a quarter of the new roof’s price, it will make a world of difference on their wallets.

Final Thoughts

So there you have it. Having a new roof is not hard. It simply requires proper knowledge of roofing companies that finance. It also depends on available resources at hand. In addition it also requires considerable patience from the homeowners. For above mentioned or other ways of getting a loan, feel free to call us. We have been in the roofing business for over 36 years. We also know of multiple independent financing and loaning institutions as well that can help. Give us a call for any of your roofing needs. We’ll be happy to help.

Photos of Some Recent Roofs Done By Our Crew

Here at American Standard Roofing, we pride ourselves in being trustworthy and quality roofing professionals. We take a lot of pride in the work we do. Below you will find some roofs that our crew worked diligently on recently in areas such as West Bloomfield, Romulus and Canton. The results, as our readers can see, speak for themselves.

The following three pictures are of a home we did in Romulus, MI. We put in a new roof.

Crystal Lake

Crystal Lake2

crystal lake3

The following two pictures are of a home we did in Canton, MI. We put in a new roof and as the readers can see, it looks beautiful!

duches1

duches2

The following three pictures are of two separate houses that our crew and roofing professionals worked on in West Bloomfield, MI.

west oaks1

w oaks2

Medford

If you’re in the Metro Detroit area needing help with your roofing needs, do check us out. We’ve been in the business for over 36 years and have served over 11000 Metro Detroit customers! Customer satisfaction is everything for us. We offer lifetime warranty for the product, both labor and material. We have expert staff members, and dedicated employees. We also take pride in providing superior pay and safety to our crews. We are also fully licensed, bonded and insured.  Call us today at (248) 350-2323